Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

Learn how raising your credit score can help you secure lower car insurance rates and save money on premiums without ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

NEW YORK (AP) — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you ...

Throughout life, there are many important numbers to know: your birthdate, your social security number and your anniversary, but none may be able to impact your future quite as much as your credit ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...