Discover how file-and-use rating laws let insurers use new rates without prior state approval. Learn how these laws impact insurance prices and consumer protection.

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it ...

See New York Life's financial strength and history of dividends.

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

It’s been said that life insurance is the only kind of insurance that you’re guaranteed to use. Given that, you want to be sure to buy your life insurance from the best company to save money and help ...

After a pair of life insurers sued AM Best last year in response to a planned downgrade of their financial ratings, concerns quickly followed. The implications were readily apparent: is the door open ...

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

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Root Insurance offers customizable auto policies to drivers in 35 states and Washington, D.C. The company uses a mobile app to track the driving habits of its customers and uses this data to determine ...