Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Underwriting is where the rubber meets the road. It determines the true price of the policy, affects internal rates of return and may justify choosing a carrier that initially looked less competitive.

Yes, whole life insurance is a type of permanent life insurance and includes a cash value account with a guaranteed minimum rate of growth. Can the cash value of my whole life insurance policy ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

When the value of premiums paid by an employer for group life insurance becomes too great, it's treated as income for tax purposes. Imputed income is the term used to describe this excess value, which ...

The life insurance industry has some bright spots. High interest rates have spurred demand and annuity sales have reached record levels. In other ways, though, there are distinct shadows. The sector’s ...

Voluntary life insurance and accidental death and dismemberment (AD&D) policies are offered to employees as part of a company's benefits plan, and you can typically purchase coverage for yourself, ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...