Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...

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Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Amy Nichol Smith is a former Product Review Editor at Forbes Advisor. She has more than 20 years experience as a journalist and editor, writing on a range of topics, including tech products and ...